What is service line coverage?

Service line coverage covers your utility lines that are underground in the event that they are damaged. It covers the cost of excavation and repair. Did you know that you’re legally responsible for having this fixed or replaced when it is on your property?  And this coverage is not included in your homeowners’ policy unless you have this specific coverage added. 

What can damage your service line?

Service lines can be damaged from tree roots, rust & corrosion,  wear and tear, mechanical break down, landscaping accident, and from the ground freezing. 

How much can service line damage cost you?

In the event that a service line is damaged it could cost you thousands of dollars in repairs. On average around $4,000.   

What is the cost to add this coverage? 

The amount to add this protection to your policy is very little about $20 a year.  This coverage covers up to $12,000 with a $500 deductible per occurrence. 

My recommendation:

Everyone has different needs and financial situations.  I would be happy to look over your policy and walk through different scenarios to find the best option for you. Contact me at 314-270-0414, or click here to get in touch.  

I also recommend to reduce the risk of damaging any of these lines to make sure you always have your lines marked before starting any type of landscaping project outside.  Visit https://www.mo1call.com/  for more information.